Get an EnvoyX business account
Enjoy seamless money transfer, real time insights & card payments.
Business Account
Coming SoonNo paper work required! Get a business account to manage all your businesses transactions.
Modern financial tools empowering SMBs in emerging markets to unlock access to finance, seamless payments and build better credit score
Backed & trusted by

Access your working capital in time by selling your unpaid business receivables.
Get StartedTurn pending health insurance reimbursement invoices into instant cashflow for your operations
Quickly access cashflow by selling your unpaid invoices at a competitive rate without waiting
Enjoy low default risk as every business & assets are verified hence reducing net default on repayment.
Access to bouquet of short-term investments with an average tenor of 3-months to fit into your portfolio needs
Flexible operational model depending on your business model. Deploy through EnvoyX as debt or manage your funds & investments directly using our tools or yours

See overview of invoices matched to you for financing
798,400,500 XOF
Volume processed
This is the overall total number of invoices you've financed so far. All invoices are recorded as a loan
782,555,100 XOF
Financed Invoices
10,000,840 XOF
Pending Invoices
5,800,560 XOF
Rejected Invoices
Having a massive turnaround with pending insurance claims repayment for a couple TPA's we've been working with was a super magic we never expected from EnvoyX during this period of alpha test with them.
Open accounts, transfer funds, and pay bills instantly - no branches, no waiting. Get more done daily with a beautifully simple interface.
Get an EnvoyX business account
Enjoy seamless money transfer, real time insights & card payments.
No paper work required! Get a business account to manage all your businesses transactions.
Pay your employees, vendors, receive & send money locally in BECEAO and internationally
All expenses under control: with budgets, automatic receipt collection & tailored access.
We provide loans to business owners to help them finance additional inventory purchases and expand their businesses.
Credit scoring & due diligence checks workflow that systematically validates eligibility of businesses
Automated invoice verification cutting the risks of delayed payments and repayments
360 reporting & insights on overall operational standpoint & performance of all credit products
Financial & behavioural data analysis for better loan decisioning process
Faster turnaround on invoice financing within 24-48 hours
$1m
Overall volume of invoices financed since 2023.
Trusted by Africa's fastest growing medium & small scale businesses





Crucial tool for reducing operational costs across the board.
John BArtifact has transformed how we handle costs while significantly increasing our direct revenue stream.
Lucy PThe platform lets us stand toe-to-toe with industry giants thanks to its robust technology.
Cody LLearn everything about EnvoyX and the most frequently asked questions.
EnvoyX is a fintech platform that provides SMEs with access to credit financing and business tools that help streamline payments and build a strong, reliable credit profile over time.